Over nine million people of all ages have disabilities so severe they require personal assistance to carry out their everyday tasks. Some of these people are cared for by loved ones in their home, others at assisted living facilities. The costs for long-term care are high. Nursing home care can average over $45,000 per year. Home care with skilled help can exceed this cost. Health insurance, HMOs and Medicare don't cover these costs. A personal or group long-term care policy can mean the difference between self-sufficiency and impoverishment.
We work with clients to determine what their particular concerns are and offer a wide range of policies with many options to address these concerns. Policies may cover nursing home costs, home health care costs, may offer a refund of premiums, may guarantee premiums, or even be paid with a one-time premium. Just a couple of the carriers we represent include: MetLife, John Hancock, GE, PennTreaty, TransAmerica, and Travelers. One of our Long-Term Care Specialists at 619-668-5200 can help you determine the policy that is right for you and your family.
 |
|
|
|
||||||||
 (619) 668-5200 |
|||||||||||
 |
|
|
|||||||||
|
LONG TERM CARE |
 |
|
||||||||
|
 |
|
|||||||||
|
|
||||||||||