Health care costs are enormous and increasing much faster than inflation. Most employers want to help their employees afford group medical insurance to cover these costs. Employers with as few as two employees (including the owner!) can purchase group medical insurance from nearly any insurance company or plan in California. We help employers decide which group Medical insurance or plan may be best for their employees. California has a variety of group medical programs for small and medium size employers (up to 500 employees) at affordable costs and our job is to find a plan that meets the needs of our client employers. We help the employer determine whether to pay all or part of the cost of the premiums, then help employees understand how to best utilize their new Group medical insurance.
We work with all the major group medical insurers including: Aetna, Blue Cross, Blue Shield, California Choice, Cigna, Health Net, Humana, Kaiser, PacifiCare, Principal, Sharp Heath, and United Health Care. Each carrier has several different plan designs for Group medical insurance including HMOs, Health Savings Account plans, PPOs and Point of Service plans. In addition, some mid-size employers may benefit by implementing a partially self-insured group medical insurance plan. These plans can help an employer (generally with over 100 employees) offer a custom-designed plan for the same or less total cost than an HMO. Whatever your group health insurance needs may be for group medical insurance, call us at 619-668-5200 or email info@teaguefs.com.
